Sending money outside the UK?
Sending money to family or friends outside the UK? Renting or maintaining a property overseas? Whatever the reason, here's what you'll need to know...
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International Payments
Sending money outside the UK?
Our International Payment service is quick, easy and secure...
- Convenient
Send money 24/7 - and you can set up future-dated and recurring payments too
- No fees online
Send up to £50,000 (or currency equivalent) online with no payment fee
- Know your exchange rate
With rates updated by the second during market hours, you'll know how much you're sending
- Peace of mind
With us, you can be confident your transaction is safe and secure
Want to send money outside the UK?
Want to send money outside the UK?
Online
- Login to Online Banking
- Select 'Payments & transfers' and then 'Send money outside the UK'
- Follow on screen instructions.
By Telephone
Please contact our call centre
Not already a customer?
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Receiving money from outside the UK
Things you need to know before receiving a payment
The overseas bank sending the payment to you will need to know the following information about the account you wish to be credited - Providing this information will help to ensure that the payment happens as quickly as possible.
- your personal details
- SWIFT Code/BIC (Business Identifier Code)
- IBAN (International Bank Account Number) or account number.
It's possible for you to receive money into your account from outside the UK in either foreign currency or Sterling.
If money is received in a different currency to what your account is held in, we'll convert it using the most up to date first direct Exchange Rate available before crediting it to your account.
What is an IBAN/BIC/SWIFT Code?
Your BIC/SWIFT Code identifies the bank receiving the international payment, the IBAN is your bank account number in a standard internationally recognised format.
Where can I find my IBAN/BIC/SWIFT Code?
You can find your IBAN/BIC/SWIFT by logging on to Online Banking and selecting:
- statements
- view statement
scroll to the bottom of the page and select - print
then on the print page, select - preview
and your IBAN (International Bank Account Number) and SWIFT Code/BIC (Bank Identifier Code) are shown on your statement just below your account summary.
How much will it cost?
It is important for you to understand from the sender which charging option they have selected when sending this money to you.
first direct receiving fees
Foreign currency electronic payments from banks outside the UK
| Amount | Charge |
|---|---|
| £100 or more |
£8 each |
| under £100 |
£0 each |
Sterling electronic payments from banks outside the UK
| Amount | Charge |
|---|---|
| £100 or more |
£6 each |
| under £100 |
£0 each |
Receiving money from within the EEA
If you're receiving money from another person in the EEA, you will only pay first direct's receiving fee (see table above), and the sender will pay all of the other charges.
Receiving money from outside the EEA
The sender has different options to; pay all the charges, share the charges or for you to pay all the charges.
The charge(s) applied to the payment will depend on the charging option selected by the sender.
If the sender opts to pay all the fees; no charges will be applied
If the sender opts to share the fees; the charge(s) in the table above will apply to you
If the sender opts for you to pay all fees; the charges in the table above will apply together with any intermediary and agency bank charges
The above charges will be deducted from the payment before we add them to your account where applicable. Any charges applied to money received will appear in your statement.