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Home Insurance

If you’re struggling to make your home insurance payments due to coronavirus, we may be able to help. Please visit our financial support page to find out how you can defer your monthly payments and stay covered.

Comprehensive 5* Home Insurance

Protect the stuff you love with our comprehensive Home Insurance. If you ever need us, we're here to help - 24/7, 365 days a year. There are three levels of cover available: buildings only, contents only, or combine the two for ultimate peace of mind.


  • up to £50,000 contents cover as standard, which can be increased
  • quick and easy online application and claims service
  • pay monthly at no extra cost
  • unlimited buildings cover
  • key cover and garden contents cover as standard.

Already got cover?

Why wait to insure with first direct? Switch to us today and we will refund the cost of any cancellation fee that your previous insurer charges you for cancelling your existing policy with them. Subject to Terms and Conditions. Get your refund application form here.

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first direct Home Insurance has been given a 5 Star Rating by Defaqto. Defaqto is a financial information business. This accreditation is only offered on products with a comprehensive level of features and benefits, such as ours.

Are you eligible?

Please ensure you can answer YES to the following questions:

Are you over the age of 16?

Are you are resident in the UK?*

Is your property in the UK?*

*Excluding Channel Islands and Isle of Man

Get a Home Insurance quote

Not covered yet?

Get a quote Retrieve a quote

Apply quickly online and new Home Insurance customers get 15% off - either Buildings or Contents or both (minimum premiums and Terms and Conditions (PDF) apply). Or give us a call:

Available Mon-Fri, 8am-9pm and Sat-Sun, 9am-5pm. On public holidays opening hours may vary.

For details on how we use your personal information, please see our Privacy Notice (PDF)first direct Home Insurance is provided by Aviva Insurance Limited. Please read Aviva's Privacy Notice shown within the application.

We are unable to quote for Buildings cover over £500,000 or Contents cover over £80,000. If you require a quote for cover above these levels, please call Aviva directly on 0800 068 1577. Lines are open Mon-Fri 9am to 5pm. Hours may vary on public holidays.