* Telephone orders are available for first direct customers only and are subject to a commission fee of 2%, minimum £3.00. This charge will be waived for First Directory members.
** Ordering currency is commission free if you order online. Telephone orders are subject to a commission fee of 2%, minimum £3.00. You must pay using your first direct, UK issued HSBC or M&S Bank debit or credit card. You may be charged a cash advance fee. This will depend on the card's Terms and Conditions and you should refer to them for details.