Savings Account

Designed for the casual saver, our Savings Account pays 0.05% AER variable (0.05% gross p.a.).

Earn a bonus interest rate of 1% AER/gross in addition to the standard variable savings rate for the next 12 months with our Savings Balance Transfer offer. Terms and Conditions apply*.

See our interest rates and charges information for full details 

• if you don't already have a Savings Account, open your account online or over the telephone
• once your Savings Account is open (or if you already hold a Savings Account), simply call us on 08 456 100 100 to convert your account to our Savings Balance Transfer offer
• the 1% bonus interest boost will apply to monies above the 'Starting Balance'* once your account is converted to our Savings Balance Transfer offer
• access and control your account online, by telephone or by post
• open an account with as little as £1 - there is no limit on the amount you can save
• instant access by internal transfer to your 1st Account. Transfers to accounts held elsewhere may take longer
• interest is calculated daily and paid monthly, so every penny counts
• sole and joint accounts available
• annual paper statement, unless of course you prefer to view them online.

* At the end of the bonus interest rate period, your account will automatically revert to standard rates and your account number will remain the same. Your bonus is calculated on a daily basis on the money in your account above your 'Starting Balance' and will be paid into your account monthly, on the same date as your normal interest payments are received. The balance on your account is rounded down to the nearest £1 to calculate the 'Starting Balance' (eg if your balance as at the previous working day was £1,511.65, your starting balance for bonus interest will be £1,511). If your balance falls below your 'Starting Balance', no bonus interest will be earned until your balance goes over this amount again. The 'Starting Balance' is calculated as the balance of your account as at the calendar day before you start to earn bonus interest. If the account is closed within the 12 month period, bonus interest will not be paid for the month in which the account is closed.