Savings

Compare Savings Products


So you make the most from your savings, we offer a range of different accounts for different needs-so you might find you use one for short term saving and another for longer term goals. To help you choose what's best for you, we've put together a side-by-side comparison of each of our accounts.

And of course, if you're still not sure which of our different accounts would be best for your savings, just give us a call anytime and we'd be happy to help.

 

Account name Interest Rate Minimum amount to open Access
Regular Saver Account 6% AER/gross fixed £25.00 Fixed term of 12 months.
No partial withdrawals allowed

With our Regular Saver you can save a minimum of £25 up to a maximum of £300 per month and if you dont save the monthly subscription of £300 in any month you can carry over your unused subscription to the following months.

Interest is calculated daily and paid on the 12 month anniversary after account opening.

Learn more about the Regular Saver Account

Cash ISA Variable rates of 1.30% AER (1.29% tax-free) to 2.00% AER (1.98% tax-free) depending on your balance £1.00 Instant access.
No Charge.

Cash ISA - Variable rate of 1.30% AER (1.29% tax-free) to 2.00% AER (1.98% tax-free) depending on balance. A simple tax-free way to save.

Interest is calculated daily and applied monthly.

Learn more about the Cash ISA

Bonus Savings Account Up to 0.75% AER/gross variable in calendar months where no withdrawals are made. And 0.15% AER/gross variable in any calendar month you make a withdrawal. £1.00 with no maximum. Instant access.
No charge.
No bonus interest will be paid in any calendar month where a withdrawal is made.

Rates are variable. Up to £100,000 earn 0.75% AER/gross including monthly bonus in calendar months without withdrawals. 0.15% AER/gross in any calendar month you make a withdrawal. If you have more than £100,000 in your account, earn 0.25% AER/gross including monthly bonus on any amount above £100,000. Receive 0.15% AER/gross in calendar months you withdraw.

For example, if £150,000 is held, in any calendar month where no withdrawal is made, you would earn 0.75% AER/gross on the first £100,000 and 0.25% AER/gross on the £50,000 above £100,000.

Interest is calculated daily and paid monthly.

Learn more about the Bonus Savings Account

Fixed Rate Savings Rates of 1.00% AER/gross to 1.20% AER/gross
depending on your balance
£2,000

No Access for 12 months.

Fee applies for early closure

A new bond will usually be released monthly however we reserve the right to withdraw a bond from sale at any time. Interest rates may vary between issues.

No access or partial withdrawals. £100 fee applies for early closure.

Interest is calculated daily and applied at maturity.

Learn more about Fixed Rate Savings

Everyday e-Saver 0.25% AER/gross variable. £1.00 with no maximum Instant access.
No Charge.

Interest is calculated daily and applied monthly.

Learn more about the Everyday e-Saver Account

Savings Account 0.05% AER/gross variable. £1.00 with no maximum. Instant access.
No Charge.

Interest is calculated daily and applied monthly.

Learn more about the Savings Account

Definitions

Tax-free free from personal liability to any UK Income Tax and Capital Gains Tax.

AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.

Gross is the interest rate before the deduction of tax applicable to interest on savings accounts.