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Product Directory


1st Account

A current account that works together with your life, satisfaction guaranteed - or we'll give you £100*.
If after six months you do not pay £1,000 per month into your 1st Account you may have to pay a fee of £10. See our Interest Rates and Charges for full information.

*Conditions apply.

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First Directory

A selection of useful services and benefits designed to work with your 1st Account. £15 per month for an initial 12 months, renewable monthly thereafter.

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Whatever your needs, we've made the process of finding the right mortgage simple. Try our range of tools and calculators to compare our mortgages - or just give us a call and we'd be happy to help.

Compare our mortgages

For an instant look at the rates that could be available to you, why not try our simple online mortgage comparison tool?

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Our mortgage rates

View our full range of tracker and fixed rate mortgages

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Your home may be repossessed if you do not keep up repayments on your mortgage.



Personal Loans

You could get an immediate decision and instant access to your money.
Representative 3.6% APR for loans between £7,000 and £25,000.

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Credit cards

Credit Card

Our Credit Card gives you a fantastic introductory offer on balance transfers with no annual fee.
Representative 18.9% APR variable.

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Gold Card

Our Gold Card gives you a fantastic introductory offer on purchases with no annual fee.
Representative 16.9% APR variable.

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Savings Account

For saving smaller amounts with instant access.

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Cash ISA

A simple, flexible, and accessible way to make the most of your annual tax-free allowance.

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Fixed Rate Savings

Save a lump sum for a fixed period of 12 months and we'll pay your interest in full at the end of the term.

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Bonus Savings Account

A bonus rate for any calendar month you don't make a withdrawal.

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Regular Savings Account

Save between £25 and £300 each month for 12 months for our very best savings rate - 6.00% AER/gross.

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The value of tax benefits depends on your individual circumstances and tax rules may change in the future.



first direct Stocks and Shares ISA

Make the most of your investments using your tax-efficient ISA allowance.

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Sharedealing service

Manage your own portfolio online or by phone - making buying and selling shares simple.

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The value of shares and investment funds may go down as well as up, meaning you may not get back the amount you invested. This may in part be caused by exchange rate variations where overseas investments are held. Stock market investments should be viewed as a medium to long term investment (at least five years).

The value of the tax benefits depends on your individual circumstances. Tax rules may change in the future.



Home Insurance

Buildings, contents, or both - with a range of straightforward cover options available.

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Travel Insurance

Stay covered with a choice of single trip (ages 16 to 79) or annual multi-trip (ages 16 to 74) policies.

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Life Insurance

A simple, affordable way to protect your family and loved ones should the unexpected happen.

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Travel Money

Order currency commission-free, directly to your door.

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We're here for you 24 7 365

Existing customers

Call 03 456 100 100

Not yet a customer?

Call 0800 24 24 24


03 456 00 24 24

You can contact us whenever you like, day or night, and we'll be happy to answer any questions you might have. Your call will always be answered by a real person, and we guarantee they'll be wide awake, whatever the time.

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