Investments home page

Find the funds that work for you

To help you decide which fund or selection of funds are right for you, compare the key features of available funds in our comparison table.

Lump sum investments start from as little as £1,000 or you can invest monthly by Direct Debit from £50 per month.

Stockmarket Linked Savings Account

A savings account with the potential to benefit from stockmarket growth.

3 years and 9 months fixed term
minimum deposit £3,000
designed to return your capital, however the FTSE 100 index performs
potential 16.5% gross interest(4.16% AER) as long as the FTSE 100 index doesn't fall. 1% (0.27% AER) is paid if it does.
the Stockmarket Linked Savings Account is not designed for early withdrawals. You could get back significantly less than you put in if you withdraw before the end of the fixed term.

Child Trust Fund

A simple and tax efficient way to invest for the future - to give the next generation a head start.

available to open for eligible children born in the UK between 1 September 2002 and 2 January 2011
contribute up to £3,600 per birthday year
income and capital gains tax free
family and friends can contribute
the child will be able to access the funds once they turn 18.

The value of investments and the income they generate can go down as well as up; you may not get back the full amount you invested. This may in part be due to exchange rate fluctuations where overseas investments are held.

Any investment should be considered as a medium to long-term investment, that is, it should be held for at least five years.

For products which have a fixed term, you may get back significantly less than you paid in if you make early withdrawals.

The value of the tax benefits depends on your individual circumstances. Tax rules may change in the future.

The information on this website does not constitute advice.

If you decide to apply direct, that is without receiving advice, you should understand that we are not required to assess the suitability of these funds for you. Therefore you will not be protected by the FSA's rules on assessing suitability. Please note that first direct does not give investment advice. If any doubt about the suitability of this investment speak to an independent qualified financial advisor.

Looking for Investment Advice?

We can't give advice on the range of investment products we offer. However, if you plan to invest £500 per month or £50,000 or more as a lump sum and you don't need instant access to the funds, then we can introduce you to HSBC Independent Financial Advisers (IFAs) who can provide you with investment advice.

To arrange a personal review of your finances, simply call:

telephone 08 456 100 124.

Line are open:
8.00am to 10.00pm, Monday to Friday
9.30am to 7.00pm, Saturday and Sunday*

*excludes Christmas Day, Boxing Day and New Years Day.