Mobile Money is the ideal tool for quickly and easily checking real time balances and viewing mini statements on your mobile phone, on request. Plus, you can use mobile banking to make instant top ups for pay as you go mobile phones.
Mobile Money is provided by Monitise™
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Mobile Money works on most popular mobile phones - if your mobile phone has a camera or games installed it should support Mobile Money. Unfortunately, our mobile banking service isn't compatible with the iPhone™ - but the good news is you can use our iPhone app instead.
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Once you've registered and downloaded the software onto your phone, you'll be able to request the following mobile banking services at no additional charge, as often as you like, until 31 December 2014:
* Free means free of charges from first direct. O2, T-Mobile and Tesco Mobile customers can download and use the service completely free. Orange, Vodafone and Virgin mobile customers may incur a small data charge. If you use this service abroad, standard roaming data charges will apply depending on your network.
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Our mobile banking transactions are just as secure as using Internet Banking. Your Mobile Money service can only be accessed from your mobile phone using your passcode, and we regularly test, update and validate our security model to ensure we maintain a banking grade level of security. We also use recognised and independent security experts to validate the security of Mobile Money.
Apple, the Apple logo and the iPhone are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc.
You can apply online through your Internet Banking. As you're currently logged in, just select Apply online from the left hand menu within Internet Banking
Text Message Banking
Once you've logged on to Internet Banking, just select 'Apply', and choose 'Text Message Banking' from the left hand menu.
If you haven't yet registered for Internet Banking, simply click on the link below and follow the on-screen instructions.
Please note: You will need to have registered for telephone banking before you can access Internet Banking. You can do this by calling us on 08 456 100 100.
To register for Mobile Money via your mobile phone, simply text 'fd', or 'BB' if you're using a BlackBerry, to 82428. Within 60 seconds you'll receive a text message, then simply follow the on screen instructions.
If you use this service abroad, standard roaming data charges will apply depending on your network.Need help registering?
Text Message Banking is only available to customers with a first direct 1st Account, our current account.
You can also talk to us anytime on:
telephone 0800 24 24 24