Switch to our 1st Account and get £100. Conditions apply. Learn more

1st Account

A current account that works together with your life, with our satisfaction guarantee - we'll give you £100 if you like us, and another £100 if you don't.*

  • online, mobile and phone banking
  • interest free £250 overdraft
  • our dedicated switching team will help you switch your banking
  • talk to a real person 24 7 365
  • If after six months you do not pay £1,000 per month into your 1st Account you may have to pay a fee of £10.

*Conditions apply

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First Directory

A selection of services and benefits designed to work with your 1st Account:

  • Worldwide Travel Insurance
  • 24 hour Motor Breakdown Assistance
  • Mobile Phone Insurance
  • £15 monthly fee applies
  • renewable monthly
  • policy Terms and Conditions apply.

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Banking at the speed of life

Internet Banking
Mobile & Text Message Banking
UK-based phone banking, 24 7 365.

Discover a bank that helps you get the most out of your accounts - wherever you are, whatever you're doing.


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Learn more about First Directory

Discover a selection of useful services and benefits designed to work with your 1st Account. £15 per month, renewable monthly.

Learn more about our awards

We've taken home a cabinet full of awards for our customer service - feel free to admire our collection!

Learn more about first direct

We're about more than just banking. Find out what we stand for and what makes us different.

Learn more about our range of mortgages

Whether you're a first time buyer, remortgaging, or moving home, we've made the process of finding a first direct mortgage simple.

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Protecting your money

Your eligible deposits with HSBC Bank plc are protected up to the FSCS compensation limit by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Most deposits are covered by the scheme. This limit is applied to the total of any deposits you have with HSBC and first direct.

Any deposits you hold above the FSCS compensation limit are unlikely to be covered, unless under specific circumstances, as determined by the FSCS.

For more information on the scheme, please select the links below to view the FSCS poster and leaflet as well as the Information Sheet and Exclusions List (IS&EL) or visit the FSCS website at






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